Coming soon
SBA Loans for Accounting Firm Owners
Purchasing a retiring CPA's firm, purchasing your partner's share, or adding a second office. What a lender counts, and how the deal is structured under SBA SOP 50 10 8.1.
Get an email the day it's out
One email at launch. You also get the free 27-point SBA loan checklist now.
✓ You're in!
Your 27-point SBA loan checklist is downloading now, check your downloads folder. We've also added you to the list for SBA updates from Hartwell Labs.
Enter your email and we'll send you the free 27-point checklist instantly.
Enter your email and we'll send you the free 27-point checklist instantly.
No spam. Unsubscribe anytime. We'll also notify you of new book editions.
What's inside
- SBA 7(a) loans for accounting and CPA firms
- Why earnouts are out and buyer rebates are in
- Purchasing your partner's share: the Owner Buyout rules
- Goodwill, client lists, and what a firm is worth
- Down payment rules and seller notes on full standby
While you wait for the book, read the free SBA accounting firm financing guide.
Three owners, three deals
Rebecca is purchasing a retiring CPA's firm for $780,000, and what she is paying for is clients, not furniture or computers.
Marcus owns 30% of his firm and is purchasing his senior partner's 70%, and his lender may reduce the cash the SBA rules ask of him.
Linda is purchasing a tax and bookkeeping firm in the next town, office condo included, and how she runs it after closing changes how her lender counts its cash flow.
Every rule is checked against SBA SOP 50 10 8.1 (effective October 1, 2026), 13 CFR Part 120, and current SBA notices.