Verified against SBA SOP 50 10 8
SBA Lending Guides
The rules, verified against the current SOP 50 10 8, 13 CFR Part 120, and the latest Procedural and Policy Notices. Start with the complete guide, or go straight to the part you need.
Every guide
Complete Guide to SBA Loans
Start here. The whole picture in one place.
SBA Loan Requirements
Every gate and every scored strength.
SBA 7(a) vs 504
What each finances, and the 2026 rule that lets you stack both.
Global DSCR Explained
The math that sinks deals with strong business numbers.
Collateral Requirements
The SOP discount rates, and when your house is in play.
Red Flags That Kill Acquisitions
Each one mapped to the rule it trips.
The SBA-Proof LOI
Terms to include, and the ones that void a deal.
Verify the Seller's Financials
A quality-of-earnings pass you can run yourself.
Selling to an SBA Buyer
What the SBA requires of you as the seller.
SBA Loans by Industry
Requirements compared across five verticals.
SBA Restaurant Financing
The long-form restaurant guide.
SBA Hotel Financing
The long-form hotel guide.
SBA Franchise Financing
The long-form franchise guide.
SBA Dental Practice Financing
The long-form dental guide.
SBA Veterinary Practice Financing
The long-form veterinary guide.
GOING DEEPER
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What lenders check before you apply, in order.
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