FUNDED Series
SBA Loans for Gas Station Owners
Buying a station with its land, building one at a new exit, or adding a second site. What a lender counts, and how the deal is structured under SBA SOP 50 10 8.1.
By Thomas Hartwell
ISBN: 979-8-950252-01-3 (Paperback)
What's inside
- SBA 7(a) and 504 for gas stations
- Tanks, Phase I reviews, and contamination
- Fuel supply agreements and what a station is worth
- Lottery and gaming income limits
- Down payment rules and seller notes on full standby
Three owners, three deals
Samir is buying a branded station and its store, land and all, and the tanks have to pass their tests before the loan funds.
Teresa is building a new station at a highway exit through SBA 504, and her lender asks for 20%.
Daniel owns one station and wants a second, until the environmental report finds an old leak under the lot.
Every rule is checked against SBA SOP 50 10 8.1 (effective October 1, 2026), 13 CFR Part 120, and current SBA notices.
Check your own gas station deal
The kit runs your numbers through the same SBA checks the book teaches, and shows the most you can pay. See a sample deal checked, free.
See the gas station kit, $67Your lender makes the final call.
Gas station buyers: get the free 27-Point SBA Loan Checklist
What lenders check before you apply, in order. No purchase needed.
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