All five FUNDED guides are now available — Browse the Series
Will the SBA Fund Your Deal?
Books, calculators, and deal-analysis tools for restaurant, hotel, franchise, dental, and veterinary buyers — every rule verified against the current SBA SOP 50 10 8.
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“Enlightens you on the things that can make or break your restaurant's financing hopes.”
“An outstanding business guide. Simplified everything, making it easy to read and understand.”
“I wish I had this 30 years ago when I was starting out!”
The layer between the free calculators and the $5,000 advisor
Free SBA calculators exist to sell your phone number to lenders. Advisors start at four figures. We publish the rules — verified against the current SOP — and the tools to run your own deal through them.
FREE · START HERE
Check yourself
The 2-minute readiness check, the global DSCR calculator, the collateral and down-payment tools — run the first pass free, no email required.
THE BOOKS
Learn the playbook
Five industry-specific guides — restaurant, hotel, franchise, dental, veterinary — covering the whole approval, on Amazon in Kindle and paperback.
THE KIT · LAUNCHING SOON
Will the SBA Fund This Deal?
Your walk-away price, a financeability verdict, and a red-flag score — the whole underwrite, on your numbers, before you sign. $97.
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SBA Loans Are Complicated. Your Industry Makes Them More So.
Generic SBA guides don't address the specific challenges you face. Restaurant owners need to know about equipment financing and food service experience requirements. Hotel buyers need to understand flag requirements and PIP financing. Franchise purchasers need to know about the SBA Franchise Directory and FDD reviews. Dental practice buyers face goodwill-heavy valuations and student debt impacting DSCR.
The FUNDED series gives you the industry-specific guidance that generic resources miss.
The FUNDED Series
Each guide is written specifically for your industry, covering the unique requirements, common mistakes, and insider strategies that matter for your business.
FUNDED: The Complete SBA Loan Guide for Restaurant Owners
By Thomas Hartwell
From food truck expansions to full-service acquisitions, this guide covers equipment financing, cash flow requirements, and what lenders look for in restaurant deals.
ISBN: 979-8-9947079-3-7
FUNDED: The Complete SBA Loan Guide for Hotel Owners
By Thomas Hartwell
Whether you're buying an independent motel or a flagged property, learn about 504 vs 7(a) decisions, PIP financing, management experience requirements, and more.
ISBN: 979-8-9947079-0-6
FUNDED: The Complete SBA Loan Guide for Franchise Owners
By Thomas Hartwell
Understand the SBA Franchise Directory, FDD requirements, franchise fee rules, and how to structure your deal for approval.
ISBN: 979-8-9947079-4-4
FUNDED: The Complete SBA Loan Guide for Dental Practice Owners
By Thomas Hartwell
Navigate goodwill-heavy valuations, student debt impact on DSCR, DSO-to-independent transitions, and credentialing timelines.
ISBN: 979-8-9947079-7-5
FUNDED: The Complete SBA Loan Guide for Veterinary Practice Owners
By Thomas Hartwell
The cash-pay advantage, DANI calculations, DEA registration mechanics, and corporate-to-independent transitions for vet practice buyers.
ISBN: 979-8-9947079-8-2
All Five Guides Are Live
The complete FUNDED series is now available on Amazon in Kindle and paperback.
- Restaurant, Hotel, Franchise, Dental, and Veterinary
- Real-world case studies in every guide
- SBA 7(a) and 504 coverage
Are You SBA-Ready?
Take our free 6-question quiz to find out if your business is ready for SBA financing. Get a personalized score and book recommendation.
- 6 quick questions
- Instant readiness score (0-100)
- Industry-specific recommendations
Published by Hartwell Labs
Every claim in the FUNDED series is verified against the SBA Standard Operating Procedures (SOP 50 10 8) and Code of Federal Regulations. We don't publish opinions—we cite sources.
Frequently Asked Questions
What is the FUNDED series?
FUNDED is a series of industry-specific guides that help restaurant, hotel, franchise, and dental practice owners understand and secure SBA financing. Each book covers the unique requirements, common pitfalls, and step-by-step processes for that specific industry.
Who wrote the FUNDED guides?
The FUNDED series is written by Thomas Hartwell, author of the series, who created these guides to address the critical gap in industry-specific SBA lending resources — with every claim verified against the current SBA SOP 50 10 8 and 13 CFR Part 120.
Which FUNDED book should I read?
Choose the guide that matches your industry: The Restaurant Owner's Guide for any food service business, The Hotel Owner's Guide for lodging and hospitality acquisitions, The Franchise Owner's Guide for franchise purchases, or The Dental Practice Owner's Guide for dental acquisitions and startups.
Are these books current with SBA regulations?
Yes. The FUNDED guides are regularly updated to reflect changes in SBA Standard Operating Procedures (SOP 50 10 8) and lending requirements.
Free Industry Guides
In-depth SBA lending guides for your specific industry — free to read online.
SBA Loans by State
Find lenders and state-specific resources for SBA financing in your area.
Ready to Get Funded?
Get the free checklist or choose the guide for your industry.
Free SBA Loan Checklist
The 27-point checklist lenders use to evaluate your deal.
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Get the Complete Guide
50,000+ words of industry-specific SBA lending guidance.