FUNDED Series
SBA Loans for Liquor Store Owners
Buying a store in leased space, buying the building too, or adding a second store. What a lender counts, and how the deal is structured under SBA SOP 50 10 8.1.
By Thomas Hartwell
ISBN: 979-8-950252-03-7 (Paperback)
What's inside
- SBA 7(a) and 504 for liquor stores
- The liquor license: what the SBA requires
- Inventory, valuation, and what a store is worth
- Buying a second store the right way
- Down payment rules and seller notes on full standby
Three owners, three deals
Grace is buying a busy neighborhood store, and the state license moves on its own schedule.
Victor is buying a store and the building it sits in, which stretches the loan and raises questions about the lot.
Dee owns one store and wants a second, and how she structures the purchase changes the answer.
Every rule is checked against SBA SOP 50 10 8.1 (effective October 1, 2026), 13 CFR Part 120, and current SBA notices.
Check your own liquor store deal
The kit runs your numbers through the same SBA checks the book teaches, and shows the most you can pay. See a sample deal checked, free.
See the liquor store kit, $67Your lender makes the final call.
Liquor store buyers: get the free 27-Point SBA Loan Checklist
What lenders check before you apply, in order. No purchase needed.
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