FUNDED Series
SBA Loans for Laundromat Owners
Buying a store, building one, or adding another. What a lender counts, what it won't, and how to structure the deal under SBA SOP 50 10 8.1.
By Thomas Hartwell
ISBN: 979-8-950252-05-1 (Paperback)
What's inside
- Why cash the seller never reported doesn't count, and what does
- Machine age, the lease, and what a store is worth to a lender
- The down payment, and when a seller note can count toward it
- SBA 7(a) or 504: which one fits a purchase, a new build, or your building
- Building from scratch: utilities, build-out, and environmental review
Three owners, three deals
Marcus is buying his first store. The seller says it takes in cash the tax return doesn't show.
Lena is building a new store in an empty storefront, with a projection that loses money in year one.
Ray owns two stores and wants to buy his building and a competitor's store in the same month.
Every rule is checked against SBA SOP 50 10 8.1 (effective October 1, 2026), 13 CFR Part 120, and current SBA notices.
Check your own laundromat deal
The kit runs your numbers through the same SBA checks the book teaches, and shows the most you can pay. See a sample deal checked, free.
See the laundromat kit, $67Your lender makes the final call.
Laundromat buyers: get the free 27-Point SBA Loan Checklist
What lenders check before you apply, in order. No purchase needed.
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