FUNDED Series
SBA Loans for Auto Repair Shop Owners
Buying a shop and its building, buying the shop you work in, or building a second location. What a lender counts, and how the deal is structured under SBA SOP 50 10 8.1.
By Thomas Hartwell
ISBN: 979-8-950252-02-0 (Paperback)
What's inside
- SBA 7(a) and 504 for repair shops
- Buying the shop you work in: the Owner Buyout rules
- What a shop is worth to a lender
- Environmental review for repair sites
- Down payment rules and seller notes on full standby
Three owners, three deals
Kevin is buying an independent six-bay shop with its building, and the site needs an environmental review first.
Eddie has worked in the same shop for eight years and is buying it from the retiring owner.
Priya owns one shop and is building a second, with pits and in-ground lifts, through SBA 504.
Every rule is checked against SBA SOP 50 10 8.1 (effective October 1, 2026), 13 CFR Part 120, and current SBA notices.
Check your own auto repair shop deal
The kit runs your numbers through the same SBA checks the book teaches, and shows the most you can pay. See a sample deal checked, free.
See the auto repair shop kit, $67Your lender makes the final call.
Auto repair buyers: get the free 27-Point SBA Loan Checklist
What lenders check before you apply, in order. No purchase needed.
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