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FUNDED: The Complete SBA Loan Guide for Auto Repair Shop Owners, book cover

FUNDED Series

SBA Loans for Auto Repair Shop Owners

Buying a shop and its building, buying the shop you work in, or building a second location. What a lender counts, and how the deal is structured under SBA SOP 50 10 8.1.

By Thomas Hartwell

ISBN: 979-8-950252-02-0 (Paperback)

$9.99 Kindle | $39.99 Paperback

What's inside

  • SBA 7(a) and 504 for repair shops
  • Buying the shop you work in: the Owner Buyout rules
  • What a shop is worth to a lender
  • Environmental review for repair sites
  • Down payment rules and seller notes on full standby

Three owners, three deals

Kevin is buying an independent six-bay shop with its building, and the site needs an environmental review first.

Eddie has worked in the same shop for eight years and is buying it from the retiring owner.

Priya owns one shop and is building a second, with pits and in-ground lifts, through SBA 504.

Every rule is checked against SBA SOP 50 10 8.1 (effective October 1, 2026), 13 CFR Part 120, and current SBA notices.

Have a deal now? Run it through the free calculators

Check your own auto repair shop deal

The kit runs your numbers through the same SBA checks the book teaches, and shows the most you can pay. See a sample deal checked, free.

See the auto repair shop kit, $67

Your lender makes the final call.

Auto repair buyers: get the free 27-Point SBA Loan Checklist

What lenders check before you apply, in order. No purchase needed.

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The auto repair book Kindle, $9.99 →