Coming soon
SBA Loans for Chiropractic Practice Owners
Purchasing the practice where you work, opening your own from scratch, or adding a second practice. What a lender counts, and how the deal is structured under SBA SOP 50 10 8.1.
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What's inside
- SBA 7(a) and Express loans for chiropractic practices
- Purchasing the practice you work in: assets or stock
- Student loans and the global cash flow test
- Goodwill, equipment, and what a practice is worth
- Down payment rules and seller notes on full standby
While you wait for the book, read the free SBA chiropractic practice financing guide.
Three owners, three deals
Lisa is purchasing the practice where she has treated patients for four years, and $263,000 of the $375,000 price is patient goodwill, which earns no collateral credit.
Kevin is opening his own practice from scratch with $18,500 of his own cash, $249,000 in student loans, and no patients yet.
Rachel is purchasing a second practice that loses money on its own, and how she structures the purchase decides whether her lender can count her own practice's cash flow.
Every rule is checked against SBA SOP 50 10 8.1 (effective October 1, 2026), 13 CFR Part 120, and current SBA notices.