Coming soon
SBA Loans for Insurance Agency Owners
Purchasing an independent agency, purchasing the agency you work in, or adding a second agency. What a lender counts, and how the deal is structured under SBA SOP 50 10 8.1.
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What's inside
- SBA 7(a) loans for insurance agency purchases
- Captive and network agreements and the Franchise Directory
- Purchasing the agency you work in: the Owner Buyout rules
- Purchasing a whole agency or only its book
- Earnouts, buyer rebates, and seller notes on full standby
While you wait for the book, read the free SBA insurance agency financing guide.
Three owners, three deals
Jennifer is purchasing a retiring owner's independent agency for $1,300,000, and her lender gives its book of clients no value as collateral.
Chris is purchasing the agency he has worked in for six years, and whether he purchases the stock or the assets decides how much cash he needs.
Patricia is purchasing a second agency across town, and purchasing the whole company rather than only its book puts her under a different set of SBA rules.
Every rule is checked against SBA SOP 50 10 8.1 (effective October 1, 2026), 13 CFR Part 120, and current SBA notices.