Coming soon
SBA Loans for Gym and Fitness Studio Owners
Purchasing a gym, opening a franchise studio, or adding a second location. What a lender counts, and how the deal is structured under SBA SOP 50 10 8.1.
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What's inside
- SBA 7(a) and 504 for gyms and fitness studios
- Opening a franchise studio: the start-up rules
- Leases, build-outs, and equipment
- Prepaid memberships and what a gym is worth
- Purchasing a second location: the four-digit code trap
While you wait for the book, read the free SBA gym and fitness studio financing guide.
Three owners, three deals
Nicole is purchasing an independent 24-hour gym for $650,000, and members have already paid the seller $90,000 for months he won't be around to serve.
Keisha is opening a franchise strength studio from bare concrete, and her lender needs to see how she carries a first year that won't cover its loan payments.
Ben is purchasing a second gym across town, and to his lender a yoga studio down the street would be a different kind of deal.
Every rule is checked against SBA SOP 50 10 8.1 (effective October 1, 2026), 13 CFR Part 120, and current SBA notices.